By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.

An annual fee of 0.2% produces a difference of $1,063.60.

*This entry is Required. indicates required.

Current investment plan:

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Starting amount:*This entry is Required.Enter an amount between $0 and $10,000,000

Years:*This entry is Required.Enter an amount between 1 and 40

Additional contributions:*This entry is Required.Enter an amount between $0 and $1,000,000

Contribution frequency:*This entry is Required.

Compare annual fees:

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Annualized rate of return:*This entry is Required.Enter an amount between 0% and 20%

Annual investment fee 1:*This entry is Required.Enter an amount between 0% and 20%

Annual investment fee 2:*This entry is Required.Enter an amount between 0% and 20%

Annual investment fee 3:*This entry is Required.Enter an amount between 0% and 20%

Make deposits:

At beginning of the period (uncheck for the end of the period)

**FIG_GRAPHTITLE** Column Graph: Please view the report to see detailed calculation results in tabular form.

Balance by Year

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Definitions

Starting amount

The starting balance or current amount you have invested or saved. If you haven't started saving yet, set the amount to '$0'.

Years

The total number of years you are planning to save or invest.

Additional contributions

The amount that you plan on adding to your savings or investment regularly.

Contribution frequency

How often your additional contributions will occur. Your choices are weekly (52 times per year), every other week (26 times per year), monthly, quarterly or annually.

Annualized rate of return

The annual rate of return for your underlying investment, before any fees are taken into account. The actual rate of return is largely dependent on the type of investments you select. For example, for the last thirty years the average annual rate of return for the TSX is about 10%. Savings accounts at a bank or credit union may pay as little as 2% or less. It is important to remember that future rates of return can't be predicted with certainty and that investments that pay higher rates of return are generally subject to higher risk and volatility. The actual rate of return on investments can vary widely over time, especially for long-term investments. This includes the potential loss of principal on your investment.

Make deposits at beginning of the period

Check this box to have all additional contributions happen at the beginning of each period. Uncheck this box for the end of the period. Making contributions at the beginning of each period allows your money to begin earning a return immediately increasing your return.

Annual investment fee

The annual fees, calculated based as a percentage of the investment balance, for three different investment options. The higher the fee percentage, the less your investment will grow over time.